Remember: The financial wizards who devise these [online retirement] calculators do so because they want to scare you into investing with them.
We’re big fans of HP’s Instant Ink program: you pay for ink by the page you print, instead of paying by the cartridge. This HP ink comes in a “smart cartridge,” so HP knows when you’re low on ink. They automatically send you a new cartridge for free—it’s hard to beat that.