Remember: The financial wizards who devise these [online retirement] calculators do so because they want to scare you into investing with them.
We’re big fans of HP’s Instant Ink program: you pay for ink by the page you print, instead of paying by the cartridge. This HP ink comes in a “smart cartridge,” so HP knows when you’re low on ink. They automatically send you a new cartridge for free—it’s hard to beat that.
If you want to become much better at what you do—whatever it is—the next thing you should do is accept that sales is a big part of it.
There are many reasons we hate self-help books. One of the biggest is they’re constantly telling you that if you would just do this one, crucial thing, well, that would just change your whole life. But “the slight edge” is different.